Professionals – Does Your Accountant Talk to Your Wealth Manager?

Most professionals have plenty on their plate already without having to constantly worry about money. Everyone needs a plan to achieve their financial goals. Making that plan shouldn’t be stressful, though. Rollins Financial helps working people craft financial plans that fit their investment and retirement goals. We coordinate taxes, financial planning, and investments.

Peace of mind means different things to different people. How comfortable are you with risk? Are you saving for retirement in the right way? If you have debt, do you have a good strategy for paying it down? What about your children? Are you saving enough for college? There’s no single right answer to any of these questions.  

Our Fiduciary Commitment to You

The advisors of Rollins Financial are true Fee-Only investment specialists. We build investment and retirement plans that fit our clients’ goals and varying temperaments. Some people check their account balances every time the stock market swings, and like to research investment choices in their IRA themselves. Others just want the assurance that a skilled professional is monitoring their financial health, that they’re saving enough for retirement and college expenses down the road - that things are taken care of.

Rollins Financial creates customized portfolios aligned with your goals. We help professionals with cash flow management; establishing targets for differing types of saving. Examining benchmarks, or what others in similar financial situations do, can help you stay on track to meet your goals.

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Are you saving for retirement the right way?

We build investment and retirement plans that fit our clients’ goals and varying temperaments.

Are You Taking Full Advantage of Your Retirement Accounts?

Individual Retirement Accounts (IRA)

For many workers, an individual retirement account (IRA) is the best tool available to prepare for financial needs later in life. An IRA is an account that allows you to save for retirement while enjoying substantial tax advantages. IRAs allow you to choose from a full array of investment options, including stocks, bonds, options, ETFs, and mutual funds.

There are different kinds of IRAs—traditional, Roth, SEP (Simplified Employee Pension), and Inherited—each offering its own unique advantages. Rollins Financial’s tax and investment experts will walk you through the ins and outs of each, and help you choose the account that’s best suited to your income, retirement goals, and individual needs.

Employer Retirement Plans

A 401(k) can also be a powerful savings tool for individuals, allowing employees to compound their retirement savings through employer matches and reap the benefits of tax deferment until retirement. These employer-sponsored plans have gradually taken the place of traditional defined-benefit pensions for workers. They are a key component of retirement income for today’s professionals.

Workers shouldn’t merely assume that their 401(k) or 403(b) selections are optimal. It is good strategy to evaluate periodically, keeping in mind your investment and retirement goals. Companies, particularly over the past 15 or so years, have changed 401(k) plan providers often, trying to find lower-cost options for providers and employees. You should never simply assume that a new provider is to your benefit, though. Company retirement plans are routinely subject to litigation for providing inferior investment products in employer-sponsored retirement plans. Rollins Financial has the expertise to help you choose wisely.

Workers should always utilize their tax-advantaged savings options such as IRAs and 401(k)s first when saving for retirement. Far too many people miss out on financial benefits available to them through these accounts. Rollins Financial can help you create a financial strategy to meet your family’s goals, both during your professional life and in retirement.

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Saving for College?

Educational savings accounts offer differing levels of flexibility and tax benefits.


Frequently Asked Questions (FAQ’s)

Q: What are the differences between traditional, Roth, SEP and Inherited IRA’s?

A: Each Individual Retirement Accounts (IRA’s) offering its own unique advantages. Rollins Financial’s tax and investment experts will walk you through the ins and outs of each, and help you choose the account that’s best suited to your income, retirement goals, and individual needs.

Q: When should I start saving for my child’s education? Is it too late?

A: We build investment and retirement plans that fit our clients’ goals and varying temperaments. We help professionals with cash flow management; establishing targets for differing types of saving. Examining benchmarks, or what others in similar financial situations do, can help you stay on track to meet your goals.

Q: How can I ensure that I am maximizing my employer retirement plan?

A: Workers should always utilize their tax-advantaged savings options such as IRAs and 401(k)s first when saving for retirement. Far too many people miss out on financial benefits available to them through these accounts. Rollins Financial can help you create a financial strategy to meet your family’s goals, both during your professional life and in retirement

CNBC’s recognition is a great honor to our firm. It reflects our dedication to providing such a high level of expertise to our clients along with exceptional service.
— — Joe Rollins