Financial Planning

Most people have plenty on their plate already without having to constantly worry about money. Everyone needs a plan to achieve their financial goals. Making that plan shouldn’t be stressful, though. Rollins Financial helps clients craft financial plans that fit their investment and retirement goals. We coordinate taxes, financial planning, and investments.

Peace of mind means different things to different people. How comfortable are you with risk? Are you saving for retirement in the right way? If you have debt, do you have a good strategy for paying it down? What about your children? Are you saving enough for college? There’s no single right answer to any of these questions.

Rollins Financial creates personalized financial plans for clients with complex financial situations, accounting for a wide array of financial assets, including corporate compensation and benefits, real estate, and other investments. We understand the daily demands upon their time that our clients face, and work to make the financial planning process as transparent and seamless as possible.

Rollins Financial creates customized portfolios aligned with your goals. We help professionals with cash flow management; establishing targets for differing types of saving. Examining benchmarks, or what others in similar financial situations do, can help you stay on track to meet your goals.

For many workers, an individual retirement account (IRA) is the best tool available to prepare for financial needs later in life. An IRA is an account that allows you to save for retirement while enjoying substantial tax advantages. IRAs allow you to choose from a full array of investment options, including stocks, bonds, options, ETFs, and mutual funds.

There are different kinds of IRAs—traditional, Roth, SEP (Simplified Employee Pension), and Inherited—each offering its own unique advantages. Rollins Financial’s and investment experts and tax partners will walk you through the ins and outs of each, and help you choose the account that’s best suited to your income, retirement goals, and individual needs.

401(k)s can also be a powerful savings tool for individuals, allowing employees to compound their retirement savings through employer matches and reap the benefits of tax deferment until retirement. These employer-sponsored plans have gradually taken the place of traditional defined-benefit pensions for workers. They are a key component of retirement income for today’s professionals.

The advisors of Rollins Financial are disciplined. We keep your long-term financial goals in our line of sight, and do not give in to emotionally charged reactions to the sometimes-volatile financial market.

Whereas many competitors accept financial incentives for recommending certain products, we are fiduciaries for our clients. We never accept commissions on financial products we recommend. This allows Rollins to remain objective, only offering financially efficient investment solutions that we believe to be in the best interest of our clients.

Crucially, every client retains ownership of his or her own assets and receives independent monthly statements and trade confirmations directly from the well-known brokerage firms with whom we work. Transparency is a cornerstone of a healthy wealth management relationship.

Every client’s financial situation and goals are different. Once we’re familiar with your portfolio of assets and your family’s needs, both now and in the future, we can begin looking at strategies to ensure your financial health.

No matter your line of work or stage of life, Rollins Financial will strive to create a financial plan that works for you.