Wealth Management

Rollins Financial evaluates clients’ financial health holistically, with an eye towards achieving their specific financial goals. The expert advisors at Rollins Financial will help you get started and work with you at every step along the way.

The advisors of Rollins Financial are disciplined. We keep your long-term financial goals in our line of sight, and do not give in to emotionally charged reactions to the sometimes-volatile financial markets.

Whereas many competitors accept financial incentives for recommending certain products, we are fiduciaries for our clients. We never accept commissions on financial products we recommend. This allows Rollins to remain objective, only offering low cost and financially efficient investment solutions that we believe to be in the best interest of our clients.

Crucially, every client retains ownership of his or her own assets and receives independent monthly statements and trade confirmations directly from the well-known brokerage firms with whom we work. Transparency is a cornerstone of a healthy wealth management relationship.

Every client’s financial situation and goals are different. Once we’re familiar with your portfolio of assets and your family’s needs, both now and in the future, we can begin looking at strategies to ensure your financial health.

We can look to see whether you’re taking advantage of all tax-advantaged retirement options. For many people, an individual retirement account (IRA) is the best tool available to prepare for financial needs later in life. An IRA is an account that allows you to save for retirement while enjoying substantial tax advantages. IRAs allow you to choose from a full array of investment options, including stocks, bonds, options, ETFs, and mutual funds.

401(k) and 403(b) plans are retirement plans offered by a company to its employees. A company-sponsored 401(k) or 403(b) plan allows employees choose between taking compensation in cash or deferring some percentage of their earnings to the 401(k) account. Many companies will match some part of an employee’s contributions, allowing pre-tax money to compound quickly over time. Generally, the deferred funds are not taxable until they are distributed.  Rollins Financial, Inc. can help you maximize your 401(k) or 403(b) plan in your wealth management strategy.

If you’re already contributing to tax deferred or tax-exempt plans available to you under the tax codes, them a brokerage account may be a good strategy to grow your wealth. We’ll determine whether a brokerage account is right for your situation and assess the level of risk you’re comfortable with.

Financial planning and taxes are important parts of wealth management. We can help you with strategies make sure you mitigate your tax liability and are protected from unforeseen financial harms with adequate insurance backstops.

People are living longer in retirement than they used to, medical expenses are rising faster than the rate of inflation, and long-term elder care in particular has become a heavy financial burden for many families. Rollins Financial can help you and your family plan for a seamless transition, with financial peace of mind, to retirement.

There is inherent risk in investing. We can’t guarantee that the investment choices you make in cooperation with Rollins Financial, Inc. will return profits or outperform the major stock indices. We can assure you, however, that we will always have your long-term financial goals in mind and will work for your well-being. We’ll create a financial strategy to give you peace of mind today and financial security later in life.