Reaching Your Goals

At Rollins Financial, we work with clients from all walks of life—at every age and every stage. Some are just beginning their investment journey, while others have been working toward their financial objectives for years. Wherever you are in the process, our personable team of financial experts will help you meet your investment goals with a streamlined, transparent, and disciplined approach you can trust.

Maximize Cash Flow

Whether you’re saving for retirement, or you’re already retired and are relying on your investments for income, making the most of your assets is crucial. We’ll help you develop a comprehensive savings and spending plan that analyzes all of your sources of income and savings—including your IRA, 401(k), Roth IRA, or brokerage account—and help you decide how best to use each for maximum benefit. Which account is the most efficient savings vehicle? Which one should you spend first? Maximizing your investments relies on the appropriate combination of investments focused on growth, dividends, and interest. We’ll work with you to strike the right balance of each of these over the course of your financial life. And, of course, tax planning is also essential, to ensure that you achieve the returns you want in the most tax-efficient manner possible.

Prepare for the Unexpected

When do you plan to retire? It might come sooner than you think. On average, most Americans expect to retire at age 66—but the actual average retirement age is closer to 62. Needless to say, reaching their financial goals early is not the reason most of us retire earlier than we’d planned. Health concerns and job transitions late in life can force the retirement issue at a time when you’re not prepared for it. Rollins Financial will manage your assets and investments with an eye not only toward meeting your goals, but making sure you have the financial security to roll with the changes when the unforeseen occurs.

Save for College

The cost of college education continues to increase, saddling today’s graduates with an average of $27,000 in student loan debt. These loans place an enormous burden on college graduates, and can severely limit their ability to begin their careers on a sound financial footing. In short, saving for your own, your children’s, or even your grandchildren’s education has never been more critical. We’ll help you navigate the different choices available, including 529 plans, custodial accounts, and educational IRAs, and help you determine the best course of action.

Plan for Retirement

Making sure we have enough money to live comfortably after we retire is one of the most important financial decisions we can make. And yet, too many of us just don’t pay enough attention to this critical aspect of our financial futures. Are you saving enough today to prepare for tomorrow? What are your required and discretionary spending goals for retirement? And will these goals allow you to absorb unexpected expenses later in life? Rollins Financial fully understands the importance of saving for retirement, and is dedicated to helping you set and achieve financial goals that will put you in the best possible position when you retire. We’ll analyze all your sources of retirement income, including investments, Social Security, and pension benefits, and put together a plan to help you utilize all of them to their full advantage. We’ll also work with you to find the optimal savings and spending rate as you migrate toward retirement.

Leave a Legacy

Having a clear estate plan in place is important for everyone with financial assets, but navigating the intricacies involved can be even more important for those with large estates and blended families. Proactively organizing your affairs while you’re still alive is the most important thing you can do to help relieve the financial stresses and burdens felt by your family and friends when the inevitable happens. Rollins Financial will paint a picture illustrating the optimum flow of your assets at the time of your passing, and provide valuable advice to make sure more of your assets reach your intended beneficiaries instead of going to Uncle Sam. Did you know you can also leave a legacy while you’re still alive? Implementing a gifting plan to your children and grandchildren before you die can allow you to witness the benefits of your generosity.

Make a Charitable Gift

Would you like to support a charity that reflects your values? Rollins Financial can help you throughout the gifting process. We’ll analyze your assets and help you decide how much of a gift is appropriate, and explore ways in which your gift can work to your benefit by providing a valuable tax deduction.